Legal Notices

By accessing any area of this Web Site, (the "Web Site") the user acknowledges this notice, and agrees to the terms and conditions set out below. Except where stated otherwise, the term "IEI" used on the Web Site shall be deemed to include Chorley & Bisset Ltd., its respective affiliates, subsidiaries, successors and assigns, and their respective directors, officers, employees, agents and consultants.

Trademarks and Copyrights
Chorley & Bisset Ltd. owns and operates the Web Site. Chorley & Bisset and related words, domain names and logos are trademarks and the property of Chorley & Bisset Ltd.. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.

The material contained on the Web Site, including all portions of the Web Site, content, site design, text, graphics and the selection and arrangement thereof are Copyright Chorley & Bisset Ltd. All Rights Reserved.

No material from the Web Site or any web site owned, operated, licensed or controlled by Chorley & Bisset Ltd. or its licensors may be copied, reproduced, republished, posted, transmitted or distributed in any way. The user may print, in hard copy, portions of the Web Site only for the purpose of referencing the information offline. The use of any such material for any other reason, or the modification, distribution or republication of this material in any manner whatsoever without prior written permission from Chorley & Bisset Ltd. is strictly prohibited.

Disclaimer and Limitation of Liability
The Web Site and the information or materials herein are provided on an "as is, where is" basis. Chorley & Bisset Ltd. makes no representations or warranties, either express or implied, of any kind with respect to the Web Site or its contents. Chorley & Bisset Ltd. disclaims all warranties, express or implied, including, but not limited to, merchantability and fitness for a particular purpose. By using or attempting to use the Web Site, the user expressly acknowledges that Chorley & Bisset Ltd. makes no warranties or representations regarding the content of the Web Site, and that there are no warranties or representations made regarding the content of the Web Site in terms of how current it is, its accuracy, or its completeness. As a service to users of the Web Site, Chorley & Bisset Ltd. may include links to other web sites over which Chorley & Bisset Ltd. has no control. Chorley & Bisset Ltd. provides no endorsement or representation of any kind regarding the products, services, content or appropriateness of the content of such web sites, and the user hereby irrevocably waives any claim against Chorley & Bisset Ltd. with respect to such web sites.

Users
The user acknowledges that any content, offers, information, opinions (including without limitation, reviews) ("Content") he or she may provide to the Web Site becomes the property of Chorley & Bisset Ltd., including all copyright, without reservation, and the user waives in favour of Chorley & Bisset Ltd. any and all moral rights in such Content. The user acknowledges and agrees that all or any portion of the Content may be used, edited, reproduced, published, translated, sublicensed, copied and distributed and/or incorporated into other works in any form, media, or technology now known or hereafter developed for the full term of any copyright that may exist in such Content, without compensation of any kind to the user.

By submitting Content to Chorley & Bisset Ltd., the user automatically warrants that he/she has the full right and authority to submit such Content, and that none of such Content is subject to any copyright or other proprietary right of a third party.

Any Content expressed or made available by third parties, including any other user of the Web Site, are those of the respective third parties and not of Chorley & Bisset Ltd. or its licensors, or any of their officers, directors, employees or agents.

Chorley & Bisset Ltd. reserves the right to not publish, or to remove any Content that they deem in their sole discretion to be inappropriate for the Web Site, for any reason whatsoever.

Governing Law and Jurisdiction
The Web Site (excluding linked web sites) is controlled by Chorley & Bisset Ltd. from its offices within the Province of Ontario, Canada. The Web Site can be accessed from all provinces and territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the Province of Ontario, by accessing the Web Site, the user agrees that all matters relating to access to, or use of, the Web Site, or any other hyperlinked web site, shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The user also agrees and hereby submits to the exclusive personal jurisdiction and venue of the courts of the Province of Ontario and acknowledges that the user does so voluntarily and is responsible for complying with local laws.

No Solicitation
The Web Site and the information contained herein does not constitute an offer or a solicitation of an offer for the purchase or sale of any securities.

Privacy Policy

In this privacy policy, "personal information" means information about an identifiable individual. Publicly available information--such as a public directory listing of an individual's name, address, telephone number and electronic address--is not considered personal information.

Chorley & Bisset Ltd. is responsible for the personal information that it collects and uses. To contact the individual accountable for compliance by Chorley & Bisset Ltd. with legislation applicable to personal information, click here.

Chorley & Bisset Ltd. collects personal information on its Web Site for the following uses:

• to identify authorized users of the Web Site;
• to protect users and Chorley & Bisset Ltd. against error and fraud;
• to understand the needs of users for the services of Chorley & Bisset Ltd.;
• to recommend particular services and publications to meet the needs of users;
• to provide ongoing services to users;
• to comply with legal and regulatory requirements;
• to manage and develop the business and operations of Chorley & Bisset Ltd.;
• to perform and publish statistical study or research.

By accessing the Web Site, the user acknowledges that any personal information provided by the user may be used for any of the foregoing purposes, and consents to such use by Chorley & Bisset Ltd. The user also warrants and represents that the user is the individual to whom such personal information relates, or is authorized to disclose such personal information by the individual or individuals to whom it relates.

Personal information provided by users of the Web Site is protected by security safeguards appropriate to the sensitivity of the personal information. Access to the Web Site is limited to users who hold an access code, while access to personal information is restricted by passwords and encryption devices to authorized users on a "need-to-know" basis.

At any time, an individual may have access to the personal information concerning that individual that is collected and used on the Web Site. To apply for such access, click here.

Chorley & Bisset Ltd. reserves the right to disclose personal information without the knowledge or consent of the individual concerned where required or permitted by applicable law or regulation. Subject to applicable law and regulatory requirements, Chorley & Bisset Ltd. does not disclose personal information to third parties. If this policy changes in the future, we will announce such a change by e-mail and ask users to "opt in". By default, we will assume that a user has elected not to authorize such use of the personal information provided by that user. Without a positive affirmative response by e-mail from a user authorizing the disclosure of personal information to third parties, any change in our disclosure policy will not affect that user.

Chorley & Bisset Ltd. reserves the right to change this privacy policy at any time by providing notice of such change on the Web Site or by e-mail.